Bank Transfer Payment: Difference between revisions

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[[File:Banktransfer.png]]
[[File:Banktransfer.png]]


The process is the following
# The customer arrives to the Barion Payment Gateway
# Customer decides to pay with payment buttons, selects one of the banks and clicks the ''Pay'' button.
# Customer is redirected to the selected bank's GUI
# Customer inputs all the necessary information required to make the transfer
# Customer is redirected to the Barion Payment Gateway and is presented with the result
# Customer is redirected to the merchant's shop


First the customer selects one of the banks from the options and clicks on the ''Pay'' button. At this point the customer is redirected to the bank's website where the transfer takes place. After that customer is redirected back to Barion and finally back to the merchant's website.
In case the transfer was unsuccessful the customer is allowed to try the payment again with another bank or even with another funding source.
 


= How can I apply for this feature? =
= How can I apply for this feature? =
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=== Available only for Immediate payments ===
=== Available only for Immediate payments ===
At the moment we only support immediate payment scenarios, later the [[Reservation_payment|reservation/escrow]] scenario will be supported as well. Until then in reservation scenarios the gateway will not offer the payment button funding source for the customer.
At the moment we only support immediate payment scenarios, later the [[Reservation_payment|reservation/escrow]] scenario will be supported as well. Until then in reservation scenarios the gateway will not offer the payment button funding source for the customer.
= Change in the callback process =

Revision as of 15:25, 8 May 2019

WARNING
This article is incomplete. It may change significantly without any notice, so don't rely on any content you find here yet. Please check back later.
WARNING
This feature is not yet available!

Payment Buttons

Payment Buttons are the name of the payment method that provides payment via bank transfer. This means that a customer can choose to pay for the goods via a prepared bank transfer. This is an additional option for the customer to choose from (besides e-money payment from a wallet and card payment).

If all the technical requirements are met (see below) on the gateway there will visible a third funding source option for the customer.

The process is the following

  1. The customer arrives to the Barion Payment Gateway
  2. Customer decides to pay with payment buttons, selects one of the banks and clicks the Pay button.
  3. Customer is redirected to the selected bank's GUI
  4. Customer inputs all the necessary information required to make the transfer
  5. Customer is redirected to the Barion Payment Gateway and is presented with the result
  6. Customer is redirected to the merchant's shop

In case the transfer was unsuccessful the customer is allowed to try the payment again with another bank or even with another funding source.

How can I apply for this feature?

TODO: Describe application process

What are the technical requirements for this?

To be able to use this feature there are number of things that you have to make sure of.

Providing additional customer information

For this feature it is mandatory to provide two additional fields in the body of the /Payment/Start request:

  • PayerHint: The e-mail address of the customer
  • PayerPhoneNumber: The phone number of the customer

Available only for EUR and CZK

This feature is only available for payments conducted in CZK or EUR. For all other currencies this option will be hidden.

NOTE
There are different bank options displayed for EUR and CZK!

Available only for Immediate payments

At the moment we only support immediate payment scenarios, later the reservation/escrow scenario will be supported as well. Until then in reservation scenarios the gateway will not offer the payment button funding source for the customer.


Change in the callback process