3D Secure (3DS, Three-Domain Secure) is a messaging protocol developed by EMVCo to provide a more secure online card payment process. TODO: Describe the legislative restrictions.
The process follows the following steps:
- The customer checks out from the merchant's website and decides to pay for the goods via Barion.
- Customer is redirected to he Barion Smart Gateway.
- Customer inputs the card information and clicks on the Pay button. (Until this point nothing changed)
3D Secure 1.0
TODO: Describe the process
3D Secure 2.0
The second version of the protocol is meant