Token payment upgrade to 3DS: Difference between revisions
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{{PageTitle|title=Upgrading token payment implementation to use 3DS}} | {{PageTitle|title=Upgrading token payment implementation to use 3DS}} | ||
[[Token_payment|Token payment]] is a solution that enables the merchant to charge the customer without requiring the presence of the customer. It is a powerful tool to conduct subscription-like or customer not present scenarios. This scenario required the merchant to create a token that would act as an identifier for the customer's funding source (may it be a credit card or a Barion e-money account). To acquire such a token the merchant had to do several things: | |||
# Create an alphanumeric token | |||
# Register this token in the Barion system by attaching it to an initial payment and having the customer fulfill that payment (either by card or form an e-money account) | |||
# Refer to this token in a subsequent payment attempt | |||
This meant that as far as this token referred to a valid and still available funding source the merchant could create payments without any limitations. | |||
{{NotificationBox|title=IMPORTANT|text=Starting from January 1 the [[3DSecure|3DS authentication]] will be mandatory for all of our partners!|color=#FF7A3D}} | {{NotificationBox|title=IMPORTANT|text=Starting from January 1 the [[3DSecure|3DS authentication]] will be mandatory for all of our partners!|color=#FF7A3D}} | ||
Revision as of 17:00, 16 November 2020
Upgrading token payment implementation to use 3DS
Token payment is a solution that enables the merchant to charge the customer without requiring the presence of the customer. It is a powerful tool to conduct subscription-like or customer not present scenarios. This scenario required the merchant to create a token that would act as an identifier for the customer's funding source (may it be a credit card or a Barion e-money account). To acquire such a token the merchant had to do several things:
- Create an alphanumeric token
- Register this token in the Barion system by attaching it to an initial payment and having the customer fulfill that payment (either by card or form an e-money account)
- Refer to this token in a subsequent payment attempt
This meant that as far as this token referred to a valid and still available funding source the merchant could create payments without any limitations.
IMPORTANT
Starting from January 1 the 3DS authentication will be mandatory for all of our partners!